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“As conversations became more digital, we needed to find a way to contextualize peer-to-peer payments, and make it easy and intuitive across any different channel, any different device, and any communication means, be it email, text message, instant messenger, etc.,”PayPal’s Senior Director of Global Consumer Products, Meron Colbeci.

Sometimes receiving payment online can actually be painstaking especially if it it for small business, contract or money from friends and family, PayPal just makes it easy for us all to get payment on the Internet through PayPal.Me. With over 170 million active users worldwide, PayPal.Me was to create a mobile-first user experience that makes sending and requesting money so simpler and faster than with the company’s traditional tools.

What is PayPal Me all about?

PayPal.Me is a faster, easier way to get paid through PayPal. Just share your very own PayPal.Me link (paypal.me/YourName) with your friends and family, and they can send you money for lunch, chip in for a group gift, or any other reason they need to pay you back.
Have your own business? Set up a PayPal.Me/YourBusiness and get paid quickly for the goods or services you sell. Your customers will love the ease and the PayPal Purchase Protection for their eligible items.

Your friends and customers don’t have to know your email address or mobile phone number, or even have the PayPal app. They just tap on your link, go to your PayPal.Me, type in the amount, and send the money.

You can just pop your custom PayPal.me URL in an iMessage, Whatsapp, Hangouts, email or any other messaging service and have someone wire you cash in a matter of seconds.

Although PayPal.Me is not the only PayPal’s peer to peer platform. PayPal also has Venmo, a social app which is highly mobile demographic who uses it as a way to do things like pay back friends for money borrowed, or split a check at a restaurant. So it may seem odd that PayPal is launching what at first appears to be something of a competitive product to Venmo. But the company explains that, unlike with Venmo, which only works only in the U.S. PayPal.Me is targeting a broader global user base.
PayPal.Me also competes with a handful of peer-to-peer payment apps, including Square Cash, as well as payment options offered by Facebook (in Messenger), Google (in Gmail and Google Wallet) and Snapchat (in the app).

The product is free to open a PayPal account or set up a PayPal.Me link. PayPal.Me service is launching in 18 markets, including  the U.S., Germany, U.K., Australia, Canada, Russia, Turkey, France, Italy, Spain, Poland, Sweden, Belgium, Norway, Denmark, Netherlands, Switzerland, and Austria and it will gradually be made available worldwide. PayPal claims you don’t need Credit Card or Bank Account to set up a link, you only need a PayPal Personal account. But you’ll need to link your bank or card to send money. Or a bank account to withdraw the money you receive.

Screenshot_2According to Engadget, You can choose the amount of Money you want someone to send to you by appending a figure to your PayPal.me web link, which autopopulates the amount the sender will transfer. For example, paypal.me/username/20 will let you ask for 20 pounds or dollars (or your local currency) — perfect for getting your Whatsapp group to stump up the cash for the dinner that you generously charged to your debit card.

PayPal.Me will make receiving donations or someone supporting your cause or any other peer to peer easy.

You can sign up for your own username at PayPal.Me starting now.